Earn up to 7% on your idle savings.
Invest and withdraw instantly.
Up to 3x more than your savings account. Park your money in liquid funds with zero lock-in and no hidden charges.
See what your idle cash is costing you.
Drag the slider to your current savings balance. Watch the difference compound - by the year, by the hour.
Smart Budget CalculatorCreate pockets for every goal, all in one place.
Turn your milestones into achievements, faster. Pockets are flexible containers that let you seamlessly divide and organize your wealth for short-term and long-term milestones without managing multiple bank accounts.
Withdraw your money instantly, no waiting.
Real-time liquidity routed directly to your linked primary bank account. Whether it is a weekend, a public holiday, or a late-night emergency; your earnings remain accessible within minutes. No lock-ins, no exceptions.
Track all your earnings, effortlessly.
A clear, transparent breakdown of how much you have earned over time. Watch your interest stack up every single morning with analytical views comparing your yield metrics directly against old bank alternatives.
Built on trusted infrastructure.
Your investment capital is handled securely by India's leading financial institutions, routed entirely via SEBI-compliant Mutual Fund partners.
“We built Mino because we could not justify keeping our own salaries in a savings account anymore. The math did not make sense and we suspected we were not alone. Mino is the product we wanted for ourselves: quiet, safe, and finally honest about what your money is doing.”
Your money shouldn't sit idle.
Setup completion takes under two minutes.
Frequently Asked Questions
Mino parks your idle money in liquid mutual funds and lets you earn up to 7% a year. You can withdraw to your bank in minutes, any day. It is operated by Bullsurge Private Limited, an AMFI-registered Mutual Fund Distributor (ARN-185445).
Most savings accounts in India pay 2.5 to 3.5% a year. Liquid funds on Mino have historically returned around 6 to 7%. You can withdraw to your bank in minutes, any day of the week. For money sitting idle, the math is hard to ignore.
Yes. Because withdrawals reach your bank in minutes, Mino works well as a place to keep your emergency fund. Your money earns more than it would in a savings account and stays just as accessible.
You can start with as little as Rs 100. There is no minimum holding period and no penalty for withdrawing early.